Insights on health technology, vitals monitoring, and wellness from the TryVitalsCheck team.
An industry analysis of the security of online health data insurance programs, the regulatory controls behind it, and what governance leaders should verify.
The fast phone health check insurance reason explained for medical officers: how 60-second screens fit digital underwriting compliance and insurtech regulation.
How past health data impact new insurance decisions even after a current digital checkup, and what governance standards reinsurers and compliance teams must enforce.
A regulatory analysis of fairness in digital health screening insurance, covering NAIC AI standards, bias testing, and digital underwriting compliance for medical leaders.
A regulatory analysis of unfair high-risk insurance assessments from at-home health scans, and the compliance controls carriers need to contest and correct them.
How insurers govern the privacy of health data online insurance checks generate, what consent rules apply, and why transparent data sharing practices now matter.
Learn how a single 30-second vitals scan is used in insurance underwriting and the regulatory safeguards that prevent arbitrary coverage denials based on one data point.
A guide for consumers on how to verify that a digital insurance health screening is unbiased, with an overview of bias testing, validation, and audit trails.
A review of the data storage, encryption, and security certifications like SOC 2 and ISO 27001 that govern biometric face scan data in insurance underwriting.
Insurers are using phone-based vital sign scans to speed up approvals and improve underwriting accuracy. Learn why this is happening and what consumer protections apply.
A deep dive into the legality of algorithmic insurance pricing, exploring the fine line between permissible risk-based pricing and unfair discrimination.
A look into how insurance companies handle data retention, governance, and consumer rights after a digital health screening. Understand the policies regulators expect.
A look into the data governance, regulatory compliance, and security frameworks like SOC 2 that protect consumer data when using a face scan for vitals in an insurance application.
Explore the rise of life insurance with no medical exam. Understand how digital underwriting uses data and AI to replace nurse visits, and the regulatory frameworks that ensure its compliance.
A guide for insurance carriers on preparing the necessary digital underwriting evidence for market conduct exams, focusing on data governance, algorithmic fairness, and model documentation.
A research-based analysis of insurance health data privacy, consumer rights, and the complex web of regulations like HIPAA, CCPA and the NAIC Model Law that govern how life insurers access and use applicant health data.
By 2027, insurance regulatory technology rules will have moved from principle-based guidance to active enforcement. This report examines the emerging rules carriers should watch.
Learn why a phone health scan can flag a life insurance application and how digital vitals are used in underwriting. Understand the line between risk-based pricing and discrimination.
The line between permissible risk-based pricing and unfair discrimination is a critical legal and ethical boundary. This report examines where digital vitals fall.
A structured guide for chief medical officers and compliance leaders on conducting a regulatory impact assessment for digital health screening in insurance.
A compliance checklist for insurance carriers on navigating CCPA and other state privacy laws in digital underwriting, focusing on data governance and automated decision-making.
A guide for Chief Medical Officers on the methodologies and regulatory requirements for validating contactless vital signs technology for insurance underwriting.
Regulators are scrutinizing insurance health data governance retention policies. Learn the 5 key policies that carriers need to have in place for compliance.
A research-style analysis of how the OCC and Federal Reserve's model risk management guidance (SR 11-7) applies to biometric and AI-driven underwriting in the insurance industry.
A research-style analysis of algorithmic fairness and bias testing for AI models in health insurance underwriting, tailored for medical directors and compliance officers.
The adoption of new underwriting technologies is outpacing the regulatory frameworks designed to govern them. Building regulatory trust is key for compliance.
A detailed guide on mapping digital underwriting controls to the NIST Cybersecurity Framework, including the new Govern function in NIST CSF 2.0.
A deep dive into the complex web of international insurance regulations for digital health, exploring data privacy, cross-border data flows, and emerging global frameworks.
A research-based analysis of SOC 2 and ISO 27001 for insurance health platforms, examining their roles in data security, compliance, and risk management.
A guide for insurance carriers on how to prepare for an insurance department audit of digital underwriting programs, focusing on algorithmic transparency and data governance.
A practical consumer consent biometric insurance data framework for carriers building underwriting programs around biometric and health data.
How reinsurance treaty language for digital underwriting is changing as cedents, reinsurers, and regulators respond to AI governance, auditability, and underwriting controls.
How carriers document digital underwriting for regulators, with practical guidance on audit trails, model governance, consumer notices, and exam-ready evidence.
A research-based guide to state by state digital health assessment regulations affecting insurance underwriting, privacy, algorithmic governance, and health data oversight.
An overview of privacy regulations affecting insurance health technology, from HIPAA and GLBA to state health data laws, biometric consent rules, and NAIC privacy reforms.
A detailed analysis of how state insurance regulations govern digital health screening in underwriting, covering data privacy mandates, algorithmic transparency rules, and multi-jurisdictional compliance strategies for insurers.
An analysis of how NAIC guidelines apply to digital health screening programs in insurance, covering the Model Bulletin on AI, market conduct expectations, and practical compliance strategies for carriers and reinsurers deploying screening technology.
A comprehensive guide to insurance regulatory technology (regtech), covering how digital compliance platforms are transforming underwriting oversight, risk reporting, and regulatory adherence for insurers and reinsurers.
An analysis of how digital underwriting platforms are adapting to meet the regulatory requirements of 2026, including algorithmic governance mandates, data privacy obligations, and model transparency standards across U.S. insurance jurisdictions.
A detailed framework for data governance in insurance health data environments, covering how carriers, reinsurers, and compliance teams can structure data stewardship programs that satisfy regulatory obligations while enabling digital underwriting innovation.
A strategic framework for building a compliance-first digital underwriting program, covering governance design, regulatory integration, clinical oversight, and operational practices that embed regulatory adherence into the underwriting technology stack from the ground up.
